F&F Fintech Pte. Limited (“F&F”) is based in Singapore. It was founded in June 2019 by a group of young entrepreneurs from the food and beverage (“F&B”) industry. We aim to resolve cashflow issues faced by small F&B business owners such as hawkers, food stalls and restaurant owners. We are currently the first and the leading lending platform that caters to small F&B businesses in Singapore. As F&F is an excluded moneylender as defined under the Moneylenders Act (Cap. 188), we do not provide loans to individuals.
F&F is a lending platform that provides credit facilities to small F&B businesses in Singapore. F&F provides flexible credit arrangements based on F&F’s assessment of the credibility and profitability of prospective borrowers based on their operating location, invoices, order volume, payment pattern to suppliers, daily revenue and the number of staff.
F&F assesses the credibility and profitability of prospective borrowers (based on their operating location, invoices, order volume, payment pattern to suppliers, daily revenue and the number of staffs) and is not restricted to the usual documentation required by banks.
Lastly, F&B businesses could save on cost of goods by ordering goods from F&F’s partner suppliers, and at the same time, F&F’s suppliers can acquire new customers and receive payment on a cash term basis.
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